Services in an adult day care center or residency in an adult family care home or assisted living facility are most often paid by private funds. Some long-term care insurance may pay or a person might qualify for some help from government programs.
If you have a long-term care insurance policy, or are considering buying one, find out exactly what it covers, under what conditions you can receive coverage, any restrictions that might apply, and what you need to do when coverage is needed. The Florida Department of Financial Services regulates insurance in Florida. For questions or to request their consumer materials, call the toll-free number (877) 693-5236 or (850) 413-3089, or visit MyFloridaCFO.com and FLOIR.com.
The CARES Program (Comprehensive Assessment and Review for Long Term Care) provides assessment of seniors or persons with disabilities to see what services they need and what programs are available. To learn more call the Florida Department of Elder Affairs toll-free number (800) 963-5337 or TDD (800) 955-8771, or visit ElderAffairs.state.fl.us/doea/cares.php.
The SHINE Program (Serving Health Insurance Needs of Elders) is for seniors and people with disabilities and provides counseling on Medicare, Medicaid, long-term care insurance, prescription assistance programs, and other health insurance issues. To learn more call the Florida Department of Elder Affairs toll-free number (800) 963-5337 or TDD (800) 955-8771, or visit FloridaShine.org.
The Florida Department of Children and Families takes applications and determines who is eligible for Medicaid, Medicaid Waiver programs, and Optional State Supplementation (OSS). Call the toll-free number (866) 762-2237 or visit MyFlorida.com/accessflorida.
Some residents in assisted living facilities and adult family care homes may be eligible for Medicaid and financial assistance from OSS or a Medicaid Waiver program.
The Florida Agency for Persons with Disabilities helps people with developmental disabilities and resources can include supportive living and Medicaid waiver. Visit APD.MyFlorida.com, which includes a list of area offices, or call the toll-free number (866) 273-2273 or (850) 488-4257.
The Florida Department of Veterans’ Affairs provides information and services and operates an assisted living facility and nursing homes. Call them at (727) 518-3202 or visit FloridaVets.org.
The Department of Elder Affairs provides helps elderly who may be eligible for Medicaid and financial assistance from Medicaid Waiver programs. You can find out more about Medicaid Waiver programs at
http://elderaffairs.state.fl.us/doea/medicaid_waiver.php.